Begin Now!
It is imperative that anyone considering to purchase a Home begin credit restoration immediately. The sooner the better!
If you aren’t interested in restoring credit, then a home purchase probably isn’t for you. Why?
There is no point in throwing away the down payment if you aren’t going to do what it takes to eventually own the home. Unless you are serious about doing what it takes to restore credit, you are better off renting. If you don’t do what it takes now, you will never qualify for a mortgage!
Credit repair takes time. It isn’t going to happen overnight. So, you should begin working on your credit as soon as you make the decision that owning a home is important to you!
3 Categories
The main focus of our program, is to help people prepare for financing while living in the house. Almost every person that comes to us falls into one of 3 categories in regards to their credit and what they need:
- Derogatory items and incorrectly reported items that require credit improvement
- Lack of open trade lines that require establishing new trade lines with secured cards
- All of the above.
Credit Improvement
Often times, when an old account is sold to another company, the dates are reported incorrectly or information about that account is reported incorrectly. Many times the same account will show up multiple times due to the account being sold to other companies. If somebody goes through a bankruptcy, it’s almost inevitable that there are items that aren’t reporting correctly on the credit report. Getting items straightened up on the report is where credit improvement comes in.
The credit improvement program we recommend was specifically designed to help people in our program prepare for financing. Not only do they prepare in depth credit analysis for each of their clients, but they will work for you to resolve incorrectly reported items, and even assist with budgeting!
Credit improvement is absolutely vital for success in financing your home. The program is a not a month to month program but a one-time fee which takes care of issues currently on your credit report. Many have continued on to assist in raising their scores even higher.
The Bottom Line to Financing
The bottom line to getting financed in most cases can be summed up as this:
- Enroll in credit improvement – trust the professionals to help you do it faster
- NEVER, NEVER be late on any payments while in the house – (this includes rent payments and any payments on credit accounts or your car)
- Don’t buy a car until you have bought your house!
By following these 3 main rules, you will be well on your way to home ownership!
